Protection for nearly all mechanical, electrical and electronic parts, except a short list of excluded items. It’s the most complete coverage type available.


Our most comprehensive coverage package—simply stated, if it fails or breaks, and is not among a short list of exclusions, it’s covered.

Exclusive Coverage levels cover the costs to repair or replace all covered components which cause a covered failure, except for exclusions. Please refer to your service contract for a complete list of coverages and exclusions.

Exclusions include, but are not limited to:

  • Maintenance services and parts as required by the vehicle manufacturer including, but not limited to, batteries; shock absorbers; tune-up; spark plugs; glow plugs; brake pads, shoes and linings; brake rotors and drums; alignments; wheel balancing; belts; hoses; manual transmission clutch disc, pressure plate, release bearing, release fork and throw-out bearing.
  • All exhaust and emission components, except those specified as covered; weather strips; all trim items, moldings, handles and knobs; upholstery; carpet; paint; bumpers; body sheet metal and panels; tires and wheels/rims; glass; sealed beams; light bulbs; air bags; wiper blades, nuts, bolts and fasteners.
  • Storage fees; hazardous waste disposal fees; shop supply charges; part shipping costs; part research fees; any unauthorized repair.
  • Any failure caused by misuse, abuse, negligence, lack of customary maintenance; sludge buildup; failure to protect the unit from further damage when a failure has occurred; improper towing; failure to maintain proper levels of fluids, lubricants or coolant; any failure resulting from collision; theft; vandalism; lightning; freezing; hail damage; water damage; rust or corrosion.

Want even more coverage? Specialized options are available to further protect your vehicle. Complete details and terms are found in your contract documents.

  • Battery Replacement
  • Oil Change Refund
  • Gas Refund
  • Car Wash Refund

Getting coverage is easy

We’ve revolutionized service contracts to make it easier than ever to protect your finances from the impact of unexpected mechanical repairs. Get the right coverage at the right price with a NorthStar Protect vehicle service contract.

Vehicle Service Contracts

If it moves, we cover it.